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Your pooch might be a pussycat in your eyes, but your homeowner’s policy may not provide adequate coverage – and if he or she is on the “bad breeds” list used by most insurance companies, it might not cover you at all. The Centers for Disease Control and Prevention says nearly 4.5 million Americans are bitten every year, resulting in an estimated 885,000 injuries that require medical attention — and half of those bitten are children. According to the Insurance Information Institute and State Farm, dog bites accounted for more than 1/3 of all homeowner’s insurance liability claims paid out […]

With the arrival of winter, more and more people will be taking advantage of Florida’s fabulous weather, and many of them will be hitting the streets and sidewalks to run or just take a leisurely walk. Unfortunately, pedestrians are one of the few groups of road users to experience an increase in fatalities in the United States in recent years. According to a report by the Governors Highway Safety Administration, more than 47,000 pedestrians died in traffic accidents nationwide during the ten year period studied, and pedestrians now comprise the largest proportion of traffic fatalities (15 percent) recorded in the […]

As a triathlete, I’m an ardent advocate of bicycling. It’s good for your health, good for the environment, and tons of fun but there are risks. The good news is that those risks have been mitigated in recent years for younger riders, as more of them are wearing helmets and taking other precautions. According to the Insurance Institute for Highway Safety, deaths among bicyclists younger than 20 have declined 88 percent since 1975. The bad news is that deaths among bicyclists 20 and older have nearly tripled. In 2014, according to the Florida Department of Highway Safety & Motor Vehicles, […]