Blog

Today, I’d like to discuss what documents not to sign after an accident. A lot of times an insurance company will come to you from the other side, if they were at fault, and say “Oh I just want to take care of your medical bills, let me give you some money for your medical bills, and you can go see the doctor and get checked out. I’m going to give you some money (usually a small amount), and a document to sign and you sign it and I give you the check” You then think everything is good, but […]

In Florida if you are under the age of 21 it is required that you wear a helmet while operating a motorcycle. If you’re over the age of 21 and have at least $10,000 of medical coverage on your motorcycle you are not required to wear a helmet. Now of course $10,000 doesn’t do much if you have a head injury and are involved in an accident with severe trauma. So I would always recommend if you are going to take that option to have a lot more insurance than the $10,000 which is the minimum requirement. However it’s always […]

Today I want to discuss boating accidents and I get the question of whether or not homeowners insurance will cover you if you have a boat and you get into an accident here in Florida. The short answer in Florida is probably not. Typically homeowners insurance may cover your boat if it’s on a trailer and it gets damaged at your property and some policies do expand that out as well but for the most part, homeowners insurance does not cover your liability if you hurt somebody while operating your boat on the waterways here in Florida. Unfortunately in Florida […]

Today, I want to talk to you about how to navigate roundabouts in Florida. Now roundabouts are typically smaller than traffic circles and typically don’t have any sort of stop signs or traffic signals at them. So they’re a much smaller type of circle that you would encounter here in Florida. When you approach a roundabout slow down and always yield to traffic already in the circle. So as you approach it and look to the left, If there’s already a car in the circle, you need to yield to that car, If there’s space you can enter the circle, […]

Today, I want to talk to you about using your hazard lights on your vehicle in Florida. In Florida, it’s a law that you can only use your hazard lights in one of two situations. One your car is disabled on the side of the road or two you’re part of a funeral procession. Other than that do not use your hazard lights. A lot of times there might be a storm that comes through and it’s raining very heavily and people turn their hazard lights on as they’re driving on the road. That is illegal, it’s dangerous, and you […]

Today I want to talk to you about wearing a seatbelt in Florida if you’re operating a motor vehicle. As you may know or may not know in Florida, it is the law that you wear a seatbelt if you’re operating a motor vehicle. If you’re not wearing a seat belt, it’s a violation of the law. You could get a ticket, but this is the most important thing. If you’re involved in an accident and you are injured and not wearing a seatbelt that can be used as evidence of negligence on your part. In Florida, we’re a comparative […]

Prior to 2019, texting and driving was a secondary offense. This means that if you’re pulled over for something else and the police officers saw that you were texting and driving, they could give you a citation for texting and driving in addition to that primary offense. In 2019, things changed, and texting and driving itself became a primary offense, which means that you could be pulled over and cited for it on its own if a police officer saw you doing it. So in Florida, while you’re driving you cannot enter into your phone or any sort of personal […]

In Florida, it’s a law that if you’re making any turn, including changing lanes, you must give at least 100 feet notice by using a turn signal or if you don’t have a turn signal for any reason using an arm signal. This is important because it allows any cars around you to know that you’re actually changing lanes or making a turn so they can anticipate your movement and drive safely past you. A lot of times you’re driving on the road and there might not be any cars around you may think you don’t need to use your […]

Today, I want to talk to you about four way stops. Here in Florida there are a lot of four-way stop intersections where there’s a stop sign in all four corners. When you approach a four-way intersection with stop signs, the car that gets there first has the right away and should proceed forward or to whichever direction they’re going. If two cars get there at the same time, the car to the right has a right of way and should go first. This is very important here in Florida for several reasons, one of which there are many four-way […]