Riding in an Uber can be a convenient and safe way to get around, but what happens if you’re in an accident while in the car? Understanding Uber’s insurance policy is important so that you know what to expect if you’re ever in this situation.
First and foremost, it’s important to note that Uber provides insurance coverage for any injuries sustained by paying customers while in the car, as long as the Uber driver is on the clock and using the app. This coverage includes bodily injury coverage if the Uber driver is at fault for the accident. Additionally, there is also uninsured or underinsured motorist coverage on the Uber policy, which can be used if another driver is at fault for the accident and does not have enough insurance coverage to cover the damages or injuries.
However, it’s important to keep in mind that if you own a vehicle, your insurance coverage may also come into play. This is because your personal auto insurance policy may provide additional coverage for accidents, depending on the type of coverage you have.
It’s always a good idea to review your insurance policy and contact your insurance company to understand how it interacts with Uber’s insurance policy. This way, you’ll have a better understanding of what to expect if you’re ever in an accident while riding in an Uber.
If you have any other questions or concerns about what happens if you’re in an accident while riding in an Uber, don’t hesitate to give us a call here at Zweben Law Group. We will be happy to provide you with the guidance and support you need.