Hi, I’m Gene Zweben from Zweben Law Group.
I want to talk to you about whether or not you can submit a claim against the driver of a car in which you’re a passenger. And the short answer to the question is, it depends.
Many times, when you’re in a car and you’re involved in an accident, typically, the other driver is at fault and you can make a claim against that other driver. However, if you’re a passenger in a vehicle, and the driver of the car you are in could be at fault, then you may wonder if you can submit a claim against them.
If the driver of the vehicle that you’re in is not related to you or not on the same insurance policy as your vehicles, you can file a claim against them for their negligent driving. However, if the driver of the vehicle lives in your household or is on your insurance policy, you cannot submit a claim against them because it is excluded on your policy.
So, check your insurance policy, see what the policy language says, and if you’re involved in an accident, it’s always a good idea to consult with an attorney who can review your policies to determine whether or not you can file a claim against a driver that was at fault.
If you have any further questions, feel free to give us a call. Thank you.