Who Will Pay For My Medical Bills After a Car Accident?

Hi, Gene Zweben from Zweben Law Group here to give you a little bit of information about what to do after a car accident and how it works with your medical bills. In Florida, we’re a no-fault state where personal injury protection, which is called PIP insurance, on your own policy pays for the first $10,000 of your medical bills. It will pay 80% of every medical bill up to $10,000.

You can purchase additional insurance called medical payments coverage that will pay for that 20% and sometimes depending upon how high the limits are will pay for even more than that. So it is very important to check your policy to see what you have on there and talk to your insurance agent about what coverages you should or shouldn’t have.

In addition to the PIP insurance, if you have health insurance you can use your health insurance. There is what is called typically a right of subrogation with health insurance which means that out of the settlement you may have to pay them back what they’ve paid for you but that’s something that your attorney typically deals with and can help reduce down in the end.

So hopefully this information was useful to you and you understand how your medical bills get paid after an accident. If you have any other questions feel free to give us a call. Thank you!