Oftentimes people wonder what a premises liability case is.
You may have heard the term slip & fall or trip & fall and basically, those are premises liability cases. Also, if you’re injured on someone else’s property due to their negligence that’s a premises liability case. For example, if you’re at the store and there is a slippery substance on the floor that you slip on, or if you’re at a store and slip on a piece of tile sticking up that would be a premises liability case.
Typically, if you’re injured on someone else’s property due to their negligence, let’s say they knew they should have fixed the damaged tile, or there was a substance on the floor they reasonably should have known about but they didn’t clean up then you can pursue your damages whether it be your injuries, pain & suffering, future medical bills and such through their insurance company.
A lot of times, they have medical payments coverage as well that will help pay for your medical bills. You can also go after their liability coverage for any of your future pain & suffering and medical bills as well.
So a premises liability case is when you’re at someone else’s house, at a restaurant, or at a shopping center for example and you injure yourself and that other person could have done something to prevent the injury then you potentially have a claim for premises liability.