Let’s discuss what to do if you’re injured by debris coming from another vehicle while you’re driving down the road.
A lot of times, you may be following a truck or a pickup truck and they’re carrying different things in the back, whether it be paint cans, ladders, or lumber for example, and they may hit a bump and it might fly off their truck and hit your vehicle causing you injuries.
If this happens, they are negligent for not properly securing that item down in the back of their truck, and you can go after their insurance for the injuries you sustained. However, a lot of times these drivers don’t realize that something came out of the back of their truck and continue down the road leaving you unable to find them. If you can find them then you can make a claim against them for your injuries. If you can’t it is extremely important that you have uninsured motorist coverage on your policy. That way you can still be covered by your policy even if you can’t find the vehicle that caused your injuries.
So, the short answer is if somebody else causes your injuries, whether it be something coming out of their truck or car, or them actually hitting you in a typical auto accident you can go after them, however, it is very important for uninsured motorists coverage to be on your policy in case you can’t track them down.