The rise of rideshare services like Uber and Lyft, coupled with traditional taxi services, means that many Floridians are spending more time in the backseat. But what happens when your smooth ride turns bumpy and you find yourself involved in an accident? Whether it’s a fender bender or a major collision, dealing with the aftermath of an accident involving a taxi or rideshare service can feel like an uphill battle. The multi-layered insurance situations and diverse regulations surrounding these services can complicate matters further. Here’s a step-by-step guide on what to do if you’re caught in such a predicament.
Ensure Safety and Assess the Situation
After an accident, your safety takes precedence. If it’s possible and you’re not severely hurt, move away from traffic to a safer location. Once safe, assess yourself and other passengers for injuries. Some injuries may not show immediate symptoms, like concussions or internal injuries, making medical attention crucial. A thorough medical examination can help identify injuries and create a documented record for future reference.
Reporting to the Relevant Parties
Reporting the accident is not only necessary but can act as your support during insurance claims or disputes. Always report the accident to the police, even if it’s minor, to establish an official record. Additionally, inform the taxi company or rideshare service involved. Uber and Lyft have designated procedures for accident reporting, often found within their respective apps. These steps provide dual protection and documentation of the incident.
Documenting Essential Information
In an accident involving a taxi or rideshare, you’re dealing with corporate insurance policies. Therefore, it’s crucial to gather the driver’s full name, contact details, insurance information, and if applicable, the taxi number or rideshare information from the app. This information is critical when negotiating with insurance companies and for any legal proceedings.
Tackling the Insurance Complexities
Taxi and rideshare services usually carry multiple layers of insurance coverage. Taxis typically operate under commercial insurance policies, providing coverage for the driver and passenger during rides. Rideshare drivers, however, are covered under their personal auto insurance and supplemental insurance from the rideshare company, which comes into effect during active rides. The complexity of these overlapping coverages can complicate the claims process.
Involving a Florida Personal Injury Lawyer
A personal injury lawyer can help navigate these complexities. The team at Zweben Law Group can assist in understanding your rights, dealing with insurance companies, and fighting for fair compensation. We strive to make the legal process seamless, allowing you to focus on your recovery rather than legalities.
Contact Zweben Law Group Today
Regardless of the severity of your injuries, our dedicated team at Zweben Law Group is ready to help. Based in Stuart, Florida, we serve clients across the entire state. Call us at 772-223-5454 today to schedule a FREE initial consultation.
Don’t navigate the aftermath of a taxi or rideshare accident alone. Let us handle the complexities, ensuring your legal rights are upheld. At Zweben Law Group, we prioritize our clients’ wellbeing with understanding, empathy, and relentless dedication. Help is just a call away.